Quipu
Submitted by:
Quipu
Location:
Colombia
About the Solution
Quipu leverages AI to offer the technical infrastructure to bridge the financial inclusion gap for micro, small, and medium enterprises (MSMEs). Their approach integrates comprehensive onboarding for MSMEs, a robust scoring model analyzing non-traditional data, and intelligent disbursement and credit collection. The AI-driven credit alternative scoring model utilizes machine learning algorithms to analyze a diverse array of alternative data points, such as mobile transaction histories, social media interactions, SMS, and payment patterns. This approach allows for a comprehensive and accurate assessment of creditworthiness, particularly for those businesses typically excluded from traditional financial systems.
At Quipu, we're not just building a fintech solution; we're catalyzing a financial revolution for millions of underserved entrepreneurs across Latin America. Our AI-driven approach has the potential to transform lives by providing fair, accessible credit to those who have been historically excluded from traditional financial systems.
Mercedes Bidart CEO & Co-founder, Quipu Quipu
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Meet the AI2AI Challenge Awardees
Each of the Challenge awardees is using innovative approaches that tackle very different aspects of inclusive economic growth, underscoring the intersectional nature and complexity of these pressing social problems.