GyanDhan

GyanDhan is India’s leading education financing platform. Its mission: no deserving student should be held back for lack of funds. Founded in 2015 and headquartered in New Delhi, GyanDhan operates an education loan marketplace with 20+ lending partners, alongside its own RBI-registered NBFC. 

GyanDhan pioneered employability-based underwriting in India. Borrowers are assessed on their future earning potential—not their family’s current finances. This opens doors for students from Tier 2 and Tier 3 cities that traditional lenders keep shut. 

The mission now extends beyond students to workers. Through its Global Mobility vertical, GyanDhan finances Indian nurses, technicians, and skilled tradespeople recruited by employers in Germany, Japan, and beyond. Loans cover language training, certification, visa, and relocation costs. For candidates from low-income and rural households—often the first in their families to work overseas—this financing is the bridge to international careers and a multi-fold jump in lifetime earnings.

GyanDhan works closely with India’s skilling and migration ecosystem, including the National Skill Development Corporation and the GATI Foundation, to build the credit infrastructure for India’s emergence as the world’s talent partner.